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听力原文:The bank must consider carefully whether the loan is to be used in any illegal ac

tivity or for speculative purpose.

(4)

A.The bank must take the purpose of loan into consideration carefully.

B.The bank wonders if the loan is used for illegal or speculative purpose.

C.The bank worries that the loan is used for illegal or speculative purpose.

D.The bank must consider a way for the loan to be used for speculative purpose.

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第1题
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听力原文: If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.

28. How many possibilities are there for a customer to invest money at short term?

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(28)

A.2.

B.5.

C.4

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第2题
听力原文:The issuing bank of an L/C is the bank located in the importer's country that ope
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(10)

A.The issuing bank of an L/C is a bank in the exporter's country.

B.The issuing bank establishes an L/C in favor of the exporter.

C.The issuing bank of an L/C is a bank in the importer's country.

D.The bank that opens the letter of credit on behalf of the importer is the advising bank.

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第3题
听力原文:M: If a bank has inadequate liquidity, what would happen?W: In this case, it cann

听力原文:M: If a bank has inadequate liquidity, what would happen?

W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.

Q: What would lead to a bank's insolvency?

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A.Adequate liquidity.

B.Insufficient liquidity.

C.Increasing liabilities.

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第4题
听力原文:M: The depositors can earn interest on demand deposits, is that right?W: Yes, but

听力原文:M: The depositors can earn interest on demand deposits, is that right?

W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.

Q: What does the woman imply?

(15)

A.The bank's base rate is fixed.

B.The rate on demand deposits is low.

C.The rate on demand deposits is high.

D.The bank's base rate is floating.

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第5题
单句理解听力原文:Credit card holders can charge purchases to their credit card accounts, a

单句理解

听力原文:Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

(1)

A.Credit card holders will state if they don't buy anything.

B.Credit card holders will receive their statements from the bank every month.

C.Credit card holders can charge purchases to their bank accounts.

D.Credit card holders have to make purchases every month.

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第6题
对话理解听力原文:W: What kind of monetary policy instruments may your bank use?M: They inc

对话理解

听力原文:W: What kind of monetary policy instruments may your bank use?

M: They include adjusting the base interest rate, regulating rediscounting and open market operations.

Q: Which of the following wasn't mentioned by the man as a monetary policy?

(11)

A.The minimum deposit reserve.

B.Adjusting the base interest rate.

C.Regulating rediscounting.

D.Open market operations.

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第7题
听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.(5)A.Ma

听力原文:Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A.Many banks in America accept accounts with the Bank of China, Shanghai.

B.Many banks in America start business with the Bank of China, Shanghai.

C.Many banks in America have accounts with the Bank of China, Shanghai.

D.Many banks in America owe money to the Bank of China, Shanghai.

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第8题
听力原文:M: Bank of China. May I help you?W: Yes, please. I'd like to get some information

听力原文:M: Bank of China. May I help you?

W: Yes, please. I'd like to get some information about discounting a bill of exchange.

Q: What does the customer want to do.?

(17)

A.To withdraw some money.

B.To exchange some foreign currencies.

C.To discount some bills.

D.To cash some traveler's checks.

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第9题
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A.The banks will disapprove them.

B.The banks will approve them.

C.The Bank will benefit from the loans.

D.The bank will make profit from lending.

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第10题
听力原文:M: I've got my loan proposal approved.W: That's good news. But be sure that you c

听力原文:M: I've got my loan proposal approved.

W: That's good news. But be sure that you can get enough money to repay the loan when it is due.

Q: What does the woman worry about?

(13)

A.The loan proposal.

B.His repayment capability.

C.The bank's money.

D.Her own money.

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