Credit Portfo1io View TM与Credit Monitor TM所应用的方法都是基于经验观察,而唯-不同的是()
A.前者是从宏观角度,后者是从微观角度
B.前者是从微观角度,后者是从宏观角度
C.前者重视历史数据,后者重视建模技术
D.以上说法均不对
A.一方需为另一方实控人
B.一方需和另一方有签订VIE协议
C.一方需和另一方实控人有关联关系
A.The issuing bank will charge a fee for giving a standby credit letter.
B.The issuing bank will charge no fees for giving a standby credit letter.
C.The issuing bank will amend the standby credit letter if appropriate.
D.The issuing bank will revoke the standby credit letter if appropriate.
听力原文:M: I want to apply for a credit card. What are the common credit cards?
W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.
Q: Which type of credit card is not mentioned in the conversation?
(19)
A.Smart Card.
B.Master Card.
C.Visa Card.
D.American Express.
A.Credit Metrics模型
B.Credit Portfolio View模型
C.Credit Monitor模型
D.Credit Risk模型
A.Right
B.Wrong
C.Doesn't say
听力原文: Back-to-Back credits consist of two entirely separate documentary credits, but one credit may act as security for the other. They apply in transactions when actual suppliers and ultimate buyers deal through a middleman. If the supplier insists on a documentary credit, the middleman may apply to his bank for a credit on his behalf. If the middleman's bank is satisfied with his creditworthiness, the bank will issue the credit in the normal way and no other formalities will apply. However, the "back-to-back" credit comes into use if the bank insists that the middleman obtain a documentary credit in his favor from the ultimate buyer as security for the "back-to-back" credit in favor of the actual supplier. Only the middleman and his banker know the "back-to-back" credit, and only they are concerned with credit.
25. What do the back-to-back credits consist of?
26.In which situation do the back-to-back credits apply?
27.In whose favor is the back-to-back credit issued.?
(25)
A.It consists of one commercial credit and one standby credit.
B.It consists of two entirely separate documentary credits.
C.It consists of a credit and some commercial documents.
D.It consists of a bill of exchange and a bill of lading.
A.Right
B.Wrong
C.Doesn't say
(9)
A.The credit card can be used at any shop without paying cash.
B.The credit card can he used at any appointed shop together with cash.
C.The credit card can be used at any appointed shop without paying cash.
D.The credit card can be used to withdraw any amount of cash.