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Credit Portfo1io View模型是目前国际银行业应用比较广泛的组合模型之一,这一模型认为违约率取决

于()。

A.宏观变量的历史数据

B.宏观变量的前景预测

C.对整个经济体系产生影响的冲击或改革

D.仅影响单个宏观变量的冲击或改革

E.单个借款人的信用评级

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更多“Credit Portfo1io View模型是目前国际银行…”相关的问题
第1题
Credit Portfo1io View TM与Credit Monitor TM所应用的方法都是基于经验观察,而唯-不同的是()A

Credit Portfo1io View TM与Credit Monitor TM所应用的方法都是基于经验观察,而唯-不同的是()

A.前者是从宏观角度,后者是从微观角度

B.前者是从微观角度,后者是从宏观角度

C.前者重视历史数据,后者重视建模技术

D.以上说法均不对

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第2题
53离岸保证金质押担保项下离岸直贷业务下,借款人与出质人应具备清晰的股权控股或被控股关系(即一方至少控制另一方50%以上股权;如不满足该比例要求,则()。

A.一方需为另一方实控人

B.一方需和另一方有签订VIE协议

C.一方需和另一方实控人有关联关系

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第3题
A.The issuing bank will charge a fee for giving a standby credit letter.B.The issuing

A.The issuing bank will charge a fee for giving a standby credit letter.

B.The issuing bank will charge no fees for giving a standby credit letter.

C.The issuing bank will amend the standby credit letter if appropriate.

D.The issuing bank will revoke the standby credit letter if appropriate.

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第4题
____ what sum shall we open the letter of credit?

A.To

B.At

C.Under

D.For

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第5题
听力原文:M: I want to apply for a credit card. What are the common credit cards?W: Master

听力原文:M: I want to apply for a credit card. What are the common credit cards?

W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

Q: Which type of credit card is not mentioned in the conversation?

(19)

A.Smart Card.

B.Master Card.

C.Visa Card.

D.American Express.

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第6题
在法人客户评级模型中,()通过应用期权定价理论求解出信用风险溢价和相应的违约率。A、Credit Me

A.Credit Metrics模型

B.Credit Portfolio View模型

C.Credit Monitor模型

D.Credit Risk模型

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第7题
Normally, banks will set different credit limits on different customers' credit card ac co
unts.

A.Right

B.Wrong

C.Doesn't say

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第8题
听力原文:Back-to-Back credits consist of two entirely separate documentary credits, but on

听力原文: Back-to-Back credits consist of two entirely separate documentary credits, but one credit may act as security for the other. They apply in transactions when actual suppliers and ultimate buyers deal through a middleman. If the supplier insists on a documentary credit, the middleman may apply to his bank for a credit on his behalf. If the middleman's bank is satisfied with his creditworthiness, the bank will issue the credit in the normal way and no other formalities will apply. However, the "back-to-back" credit comes into use if the bank insists that the middleman obtain a documentary credit in his favor from the ultimate buyer as security for the "back-to-back" credit in favor of the actual supplier. Only the middleman and his banker know the "back-to-back" credit, and only they are concerned with credit.

25. What do the back-to-back credits consist of?

26.In which situation do the back-to-back credits apply?

27.In whose favor is the back-to-back credit issued.?

(25)

A.It consists of one commercial credit and one standby credit.

B.It consists of two entirely separate documentary credits.

C.It consists of a credit and some commercial documents.

D.It consists of a bill of exchange and a bill of lading.

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第9题
A revolving credit commitment gives the borrower assurances of the availability of funds o
ver unexpected period of tight credit in future years.

A.Right

B.Wrong

C.Doesn't say

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第10题
听力原文:The holder of credit card can buy goods against the card at any shop that has joi
ned the scheme without cash.

(9)

A.The credit card can be used at any shop without paying cash.

B.The credit card can he used at any appointed shop together with cash.

C.The credit card can be used at any appointed shop without paying cash.

D.The credit card can be used to withdraw any amount of cash.

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