A. although
B. or
C. so
D. but
A.nurtured
B.nursed
C.mastered
D.matured
A.The service fee is about 1 percent of the amount of credit involved.
B.It's almost impossible for the issuer to honor the payment after analyzing the financial condition of the customer.
C.The issuing banks must carry reserve requirements for the guarantee.
D.The issuer of the credit guarantee will never be called upon to make payment.
A.The; join in
B.The; join
C.A; join in
D.A; join
A.beautiful
B.scary
C.funny
D.lovely
A. That's all right
B. You got a big fine, didn't you
C. Anything wrong
A.Thank you.
B.No,I don't think so at all.
C.Do you really think so? I was not sure whether it suits m
D.It's very kind of you to say so.
B: ()
A.Do not bother. It's a small world.
B.Don't worry. I ended up the third place.
C.I believe we met at the town hall last year.
D.I'm from an unknown small town.
短文理解
听力原文: A standby credit letter (SCL) is a contingent obligation of the letter's issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0.5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital.
21. Is SCL same as revocable letter of credit according to the passage?
22.What will the issuing bank do for a standby credit letter?
23.Why is the service fee of SCL relatively low?
(21)
A.almost the same one
B.rather different
C.a little different
D.doesn't mention
What is it about a dog's gaze that makes it so charming? A new study by Japanese scientist Miho Nagasawa seems to have found the answer, and it has to do with something called the cuddle(爱抚)chemical.
The cuddle chemical has another, more scientific name: oxytocin.Oxytocin is a substance in the blood that encourages bonding.Levels of oxytocin increase, for example, when a mother feeds her newborn baby.According to Nagasawa's study, the same is true when we look deeply into the eyes of a dog.
The results of this study can tell us a lot about the history of the bond between humans and dogs.It all started somewhere tens of thousands of years ago.Scientists believe that wolves used to follow humans who were hunting large animals.The wolves would eat the food left behind by the humans.
Humans realized that they could use the wolves to help with the hunt, and eventually both species began to work together toward survival.
Over time, the wolves that interacted with the humans began to change.They became more loyal to their human partners.The wolves and humans started to depend on each other and bond with each other.These changes are what caused some of the wolves to turn into what we now know as dogs, a new specie evolved to better survive in their environment.
This process depended a great deal on the bond humans formed with them.And according to Nagasawa's study, this bond was formed with the help of oxytocin, the cuddle chemical.
11.What do we know about oxytocin?()
A.It regulates blood flow
B.It promotes bonding
C.It is in the human gene
D.It is good for health
12.When we look deeply into a dog's eyes, the levels of our oxytocin ____.
A.reduce over time
B.go either up or down
C.are on the rise
D.remain unchanged
13.At the beginning wolves followed humans to ____.
A.eat the food left by humans
B.guard against large animals
C.take humans for food
D.hunt large animals together
14.Over time some wolves turned into dogs ____.
A.due to their loyalty
B.due to the changing environment
C.for better survival
D.for better cooperation
15.What does Nagasawa9s study aim to do?()
A.Explore the role of human-wolf partnership
B.Show the characteristics of the cuddle chemical
C.Explain the bond between humans and dogs
D.Understand the evolution of species